Marketplace plans (ACA/Obamacare plans) based on age and income.

Unfortunately, I can not change the rules and wish I could. Hopefully if age is against you, health is with you because private plans are based on age and health.

Yes, you can get plans that cover you in the United States.

No year long contract required. You have this coverage to protect you and your family because you need it. 60+ percent of bankruptcies are due to medical expenses.

Services are free as your health advisors. I am just glad to help.

Private insurance is available year-round. Open enrollment is only for ACA/Obamacare and government based plans.

Yes, I am happy to guide you in the right direction if you are needing something specific! I have health, dental, vision, life, critical illness, supplemental, and income protection (aka short term disability).

In most cases private insurance can be cheaper. I have some larger families that I have been able to help save over $8,000.00 a year.

ACA/Obamacare is major medical coverage that can not be denied due to pre-existing conditions. It is very affordable if you get a large government subsidy on the monthly premiums.

Private insurance is usually the best option if you don't get a subsidy and especially if you are healthy. These plans are generally better coverage and cheaper premiums.

Employer plans are GREAT for the employee but once you add a family member/members the premium can get outrageous. As a health advisor I do check the private market to see if it would be more beneficial to put the other family member/members on a private plan.